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The Negotiating Power of the Savings Group

Ho Thi Ngam is from an isolated village in Quang Tri province in Vietnam, she is the leader of her Village Savings & Loan Association. She is 41 years old and married with two children. She runs a small grocery store, and the family earns additional income from growing acacia. The climate crisis is challenging Ngam and her community; flooding has damaged crops, impacting agricultural production. Ngam helps women in her community find different income-generating opportunities - from coordinating groups of women to find seasonal work to brokering a fair wage for women. Ngam is determined to support women in her VSLA and community.

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