icon icon icon icon icon icon icon

The Negotiating Power of the Savings Group

Ho Thi Ngam is from an isolated village in Quang Tri province in Vietnam, she is the leader of her Village Savings & Loan Association. She is 41 years old and married with two children. She runs a small grocery store, and the family earns additional income from growing acacia. The climate crisis is challenging Ngam and her community; flooding has damaged crops, impacting agricultural production. Ngam helps women in her community find different income-generating opportunities - from coordinating groups of women to find seasonal work to brokering a fair wage for women. Ngam is determined to support women in her VSLA and community.

Download (English)

Related Reports

CARE Women’s Economic Justice: Impact Report 2024

“Her Money. Her Future.” showcases CARE’s accomplishments in advancing economic justice for women worldwide, including a pioneering financial return on investment (ROI) metric. CARE's savings groups generated $9 in women’s income for every $1 invested. Read More

Read More

CARE Right to Health Impact Area Strategy

Across the CARE federation, advancing health remains a key impact area strategy. Aligned with the 2030 Sustainable Development Goals, this Right to Health Strategy is an update on the 2020 strategy. The four interrelated areas of focus contribute to building resilient, equitable, and accountable health systems. Read More

Read More

CARE Learning Tours: Kenya 2024

A bipartisan delegation of six U.S. Congressional Representatives and staff traveled to Kenya with CARE to learn about how U.S. foreign investments are enabling communities to thrive and find durable solutions to hunger and malnutrition in the region, even as they experience economic hardship, conflict, and humanitarian crises. Read More

Read More